CROSSROADS YMCA includes: Griffith, Hammond, Southlake and Whiting branches ALL HOURS

Crossroads YMCA

Bank drafts are withdrawn on the first (1st) or fifteenth (15th) of every month; therefore a Cancellation form MUST be completed in writing by the 1th of every month for the 15th draft to be effective by the next draft date. Draft date for the first of the month must be completed by the 15th of the prior month. If filled out later than the 1st or 15th of the month, draft(s) will be cancelled the following month.

 Bank drafts come out on the first (1st) or fifteenth (15th) of every month when the draft is a Saturday/Sunday or Holiday it may draft up to two days before or after the draft date. The following is our return policy:

  • In the event an “ACH” item, debit card or credit card draft is returned due to non-sufficient funds or inactive account, every effort will be made to contact you regarding the return.
  • If a credit or debit card is returned then a draft will be attempted 24-36 hours after the return. If declined then an attempt will be made to contact you regarding the fees. Two other attempts will be made if failure to contact.
  • The YMCA will not charge late fees for declined, lost, stolen or expired debit and credit cards if the fees can be paid by the end of the month.
  • If an ACH is returned contact will be attempted before we try to draft. It is your responsibility to make sure that we have current phone and email information so that the YMCA can contact you before redrafting. If all attempts fail to contact you then the ACH draft will be attempted near the end of the month.
  • If all attempts have failed and you have two consecutive returns then your membership will be cancelled until payment has been made.
  • The Crossroads YMCA will not be responsible for any additional charges you may incur from your banking institution due to having insufficient funds in your account.

If you change your bank information for any reason it is your responsibility as a member to update your information at the service desk. Anyone that falls behind in making payments on monthly dues for more than 15 business days may have their membership cancelled. You will not be able to use the Y for any reason and will be held responsible for any outstanding balance owed.

July 1, 2018

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201 N. Griffith Boulevard
Griffith, IN 46319
219 750 1082
7322 Southeastern Avenue
Hammond, IN 46324
219 845 1507

100 W. Burrell Drive
Crown Point, IN 46307
219 663 5810
1938 Clark Street
Whiting, IN 46394
219 370 5091